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SECTOR 03 / FOUR

Agriculture.

Closing the gap between what Africa grows and what reaches the market.

IN DEVELOPMENT \u00b7 FIRST OPERATION 2026\u20132027

Africa holds 60% of the world's uncultivated arable land. It produces vast quantities of food and agricultural raw materials. And yet the continent is a net food importer \u2014 spending over $40 billion a year on food imports that could, in many cases, be produced and processed locally.

The gap is not in production. It is in what happens after the harvest. Forty per cent of Africa's agricultural output is lost between farm and market \u2014 to inadequate storage, absent processing infrastructure, and fragmented logistics. Forty per cent. This is not a farming problem. It is an industrial infrastructure crisis, and it defines the opportunity.

Njoh Group's agriculture position is in the companies that close that gap \u2014 turning raw output into industrial value, and applying systematic process discipline to every step of the chain.

TWO VERTICALS

What the sector requires.

01

Agri-Processing

Where raw harvest becomes shelf-stable, exportable value.

Africa produces enormous volumes of raw agricultural output — but much of it never reaches a market in usable form. The investment position is in processing facilities that transform raw commodities into shelf-stable, industrially valuable products. From cassava to cocoa, from palm oil to grains — the focus is on crops where the processing gap is widest and demand most certain.

02

Agri-Tech

The analytical infrastructure that commercial agriculture demands.

The next generation of African agriculture will be shaped by data. Yield prediction, supply-chain routing, market price intelligence, and input optimisation — these are the instruments that close the gap between subsistence farming and commercial-scale production. The agri-tech platforms that enable this transition are a core investment focus.

Analytical systems across the value chain.

In agriculture, the difference between a 40% post-harvest loss rate and a 10% one is not better farming \u2014 it is better systems. Yield prediction models tell processors what to expect. Routing algorithms find the fastest path from farm to market. Market intelligence platforms connect producers with buyers in real time.

These analytical and automation systems are built into every agricultural operation from the start \u2014 not as supplementary tools, but as the operating layer that makes the entire chain function.

STATUS

Foundational phase.

The agriculture arm is in active development. First-operation targets in Central and West Africa are under assessment, relationships with local agricultural communities are forming, and the operational platform for processing and logistics is under construction.

First operation targeted for 2026\u20132027. Capital is deployed when the team, the thesis, and the fundamentals are aligned.